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ICO Green Recovery and Resilience Mechanism (MRR) Line

Programme name

Línea ICO Mecanismo de Recuperación y Resiliencia (MRR) Verde - ICO Green Recovery and Resilience Mechanism (MRR) Line

Objective(s) and scope

The ICO Green Recovery and Resilience Mechanism (MRR) Line is one of the financing instruments implemented by Spain’s national development bank, Instituto de Crédito Oficial (ICO) in the second phase of the Recovery, Transformation and Resilience Plan to channel Next Generation EU funds.

This financial mechanism finances projects from companies of all sizes as well as households, with the aim of boosting the green transition.

Loans granted under this mechanism may be used, among other purposes, for the development of projects in sustainable transport, energy efficiency, renewable energy, industrial decarbonisation, water management, circular economy, and climate change adaptation.

Type of finance provider

​​Public/private​

Administering body

Instituto de Crédito Oficial (ICO)

Financing product

Sustainability linked loan​

Financing value

The ICO Green Line will provide EUR 22 billion to finance projects for private and public companies and households, with the aim of supporting the green transition.

It provides loans under favourable financial conditions compared to conventional market financing. The programme offers reduced interest rates and minimal spreads. It allows repayment periods of up to 20 years, with the option of grace periods to ease initial repayment obligations. Also, up to 100% of the project may be financed, though financing is provided by Spanish commercial banks which collaborate with ICO in this financing mechanism.

​​Low capital (EUR 0-5 million)​

​​Mid capital (EUR 5-50 million)​

​High Capital (EUR > 50 million)​

Eligible countries

Spain

Eligibility criteria (if available)

It is the financial institutions that, after signing an agreement with the ICO, act as intermediaries, assess the viability of the operation, and decide whether or not to grant the financing, among other responsibilities.

The financed investments must fall within one of the intervention fields listed in Annex VI of Regulation (EU) 2021/241 of the European Parliament and of the Council of 12 February 2021 establishing the Recovery and Resilience Mechanism, with a coefficient for the calculation of the contribution to climate objectives of 40% or 100%.

Further information on eligibility criteria

Application period

June 2026

Technology type

Unspecified

Technology readiness level (TRL)

Unspecified

Additional information

Donde solicitar (in Spanish)

Contacts

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