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EIB Loans for the private sector

The European Investment Bank (EIB) offers loans to private sector entities to finance a single large investment project or investment programme, aligned with one or more priorities of the EIB. These products include debt and hybrid debt financing to project finance.

Programme name

EIB Loans for the private sector

Objective(s) and scope

The European Investment Bank (EIB) offers loans to private sector entities to finance a single large investment project or investment programme, aligned with one or more priorities of the EIB. These products include debt and hybrid debt financing to project finance. Some of the more relevant priorities are: 

  1. Climate and Environmental Sustainability – The bank finances climate action and environmental sustainability projects around the world to place the economy on a path to net zero.
  2. Development finance - Through EIB Global, the bank invests around the world to create stability, promote sustainable growth and fight climate change.
  3. Small and medium-sized enterprises – Together with the Investment fund, the EIB supports businesses with a wide range of intermediated products.

Type of finance provider

Public

Administering body

European Investment Bank (EIB)

Financing product

  • Corporate loans 
  • Growth finance for mid-caps
  • Project finance loans
  • Corporate hybrid debt 

Financing value

Above EUR 25 million and, in certain cases, the EIB will consider lower amounts.

Eligible countries

EU countries, but there is also international cover through the bank’s partners.

Eligibility criteria (if available)

  • Large investment projects or investment programmes aligned with one or more priorities of the EIB.
  • Large corporates or groups, mid-caps and Special Purpose Vehicles for project finance (including PPPs and Concessions). 
  • Investment costs, typically over a period of up to three years, such as for research and development expenditures on facilities or activities. The EU bank typically covers up to 50% of a project’s total cost.

Further information on eligibility criteria

The products are available in all EIB regions of activity, with the exception of some of the guarantees, which are only available in the EU and select countries. Venture debt and credit enhancement for project finance are only available in the EU. 

Further information on pricing, geographical availability and other terms.

Application period

Permanently open

Technology type

Not specified

Technology readiness level (TRL)

Not specified

Additional information

A project financed by EIB typically goes through seven major stages: proposal, appraisal, approval, signature, disbursement, monitoring and repayment. Further information on Project cycle.

Links

Loans for the private sector

Our work including information on the priorities of the EIB.

Mandates and partnerships

Contacts

General publications24 July 2024
EIB Loans for the private sector

Disclaimer: The information provided in this toolbox regarding private financing products has been gathered from publicly accessible sources. The content is for informational purposes only and is not intended for commercial use. It cannot be construed either as financial advice. Please consult with a financial advisor or professional for specific financial guidance on the products referred to in this toolbox.

How can I inform about additional financing products to be included in the Portal?
Please fill in this template with relevant information and links to the products, then send it by email to MOVE-SHIP-FINANCING-PORTALatec [dot] europa [dot] eu (MOVE-SHIP-FINANCING-PORTAL[at]ec[dot]europa[dot]eu). Information provided not using the template will not be considered. Please note that this email address is only used to inform about additional products or relevant updates to the information contained in the portal. The European Commission will not reply to questions about the information published in the portal sent to this email address.